Gricelda is 36 years old, single, and has two children. She lives with her children and husband in the city of Ventanas in Los Rios province.
Gricelda sells fruits and vegetables. She is applying for the loan so that she can buy broccoli, apples, papayas, kiwi fruit, spinach and radishes. With the help of the loan, she will be able to buy what she most needs for her customers.
Her dream is to have a much larger store than the one she has. The challenges she faces are competition and poor weather. In her free time she likes to go for walks with her children.
GRICELDA tiene 36 años de edad es soltera tiene dos hijos, vive con los hijos y el esposo en la ciudad de ventanas provincia de los ríos.
Gricelda se dedica a la venta de verduras y frutas. Solicita el créito para comprar blocoli, manzanas, papayas, kiwi, espinaca, rabano. Con la ayuda del crédito podrá comprar lo que le hace mucha falta para vender a los clientes. El sueñoe es tener una tienda mucho más grande que la que tiene. Los desafíos a los que se enfrenta es la competencia y el mal tiempo. En el tiempo libre le gusta pasear con los hijos.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!