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Timbane is a married woman who lives in Senegal. She sells used clothing and is able to meet her family's daily needs with her earnings. She has been working in this commercial field for more than five years.

Timbane is a member of one of the branches of the U-IMCEC, and she is requesting a loan in the amount of 400,000 CFA francs to increase her stock of merchandise for resale. Timbane wants to boost her working capital and develop her commercial activity. With increased profits, she is planning to save more and to provide better food conditions for her family.

In the future, she would like to have a store where she could display her goods, in order to better develop her commercial activity.
View original language description ↓
Madame Timbane est une femme mariée qui habite au Sénégal. Elle pratique la vente de vêtements de friperie et les revenus qu’elle obtient de cette activité lui permettent de contribuer à la satisfaction des besoins quotidiens de sa famille. Son expérience dans le secteur commerciale remonte quasiment a plus de 05 ans. Elle est sociétaire à l’un des guichets de l’U-IMCEC où elle sollicite un crédit d’un montant de 400.000 francs CFA prévu pour augmenter la quantité de marchandise qu’elle offre à sa clientèle. En effet, elle veut renforcer son fond de roulement et développer son activité de commerce. Par conséquent, avec l’augmentation de ses bénéfices, elle compte élever son niveau d’épargne et rendre meilleur les conditions alimentaires de sa famille. Dans le futur, elle voudrait disposer d’un magasin où elle pourra exposer ses articles pour mieux développer son activité commerciale.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.


About Senegal

  • $2,300
    Average annual income
  • 92
    View loans »
    Senegal Loans Fundraising
  • $13,835,375
    Funds lent in using Kiva
  • 510.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD