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Ha, 45 years old, is married and has two children. She and her husband have a clothing business. They have been running this business for eight years. They live in Ho Chi Minh City.

Ha intends to take a loan to buy a sewing machine for serving more customers. This purchase will enable her to meet her customers' demands. She hopes her business will run smoothly and will help her to improve her family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 32
    View loans »
    Vietnam Loans Fundraising
  • $12,730,775
    Funds lent in using Kiva
  • 20,850.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ha to buy a sewing machine for serving more customers.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 22, 2013
Currency Exchange Loss:
Feb 19, 2014