Miguel is 36 years old and single. He has one child and lives at his parents' house in Chimbo, within the province of Bolívar.
Miguel makes a living making traditional candies including "colaciones" (a sugar based candy), candied popcorn, fried fava beans. He is requesting this loan to buy peanuts, popcorn, sugar, colorings, brown sugar, cinnamon and gelatin.
With the help of this loan he will be able to buy what he lacks in order to work. He will make his purchases within Chimbo.
Despite his age, Miguel's dream is to finish his studies. He faces challenges of competition and poor health. In his free time he likes to read the Bible and other interesting books.
MIGUEL tiene 36 años de edad es soletro tiene un hijo, vive en casa con los padres en Chimbo Provincia de Bolívar.
Miguel se dedica a realizar caramelos tradicionales cómo colaciones, canguil de dulce, habas fritas. Solicita el crédito para comprar maní, canguil, azúcar, colorantes, panela, canela, gelatina.
Con la ayuda del crédito podrá comprar lo que le hace falta para trabajar. Las compras las realizará en Chimbo.
El sueño a pesar de la edad es poder terminar de estudiar. Enfrenta desafío cómo la competencia y la mala salud. En el tiempo libre le gusta leer la biblia o libros interesantes.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!