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Miguel Estuardo
Miguel is 36 years old and single. He has one child and lives at his parents' house in Chimbo, within the province of Bolívar.

Miguel makes a living making traditional candies including "colaciones" (a sugar based candy), candied popcorn, fried fava beans. He is requesting this loan to buy peanuts, popcorn, sugar, colorings, brown sugar, cinnamon and gelatin.

With the help of this loan he will be able to buy what he lacks in order to work. He will make his purchases within Chimbo.

Despite his age, Miguel's dream is to finish his studies. He faces challenges of competition and poor health. In his free time he likes to read the Bible and other interesting books.
View original language description ↓
MIGUEL tiene 36 años de edad es soletro tiene un hijo, vive en casa con los padres en Chimbo Provincia de Bolívar.

Miguel se dedica a realizar caramelos tradicionales cómo colaciones, canguil de dulce, habas fritas. Solicita el crédito para comprar maní, canguil, azúcar, colorantes, panela, canela, gelatina.

Con la ayuda del crédito podrá comprar lo que le hace falta para trabajar. Las compras las realizará en Chimbo.

El sueño a pesar de la edad es poder terminar de estudiar. Enfrenta desafío cómo la competencia y la mala salud. En el tiempo libre le gusta leer la biblia o libros interesantes.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 57
    View loans »
    Ecuador Loans Fundraising
  • $24,312,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Miguel Estuardo to buy peanuts, popcorn, sugar, colorings, brown sugar, cinnamon and gelatin.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 2, 2013
May 20, 2013
Currency Exchange Loss:
Jul 19, 2013