Perla is a young businesswoman. She sells clothing and shoes, both new from catalogs and used, as well as cosmetics. She just took out her loan with Girasol Group. The money will help her to stock up on more clothes and shoes so that she can reinvest in her business and earn greater profits.
Perla lives with her partner, and her three children, ages seven, eight and eight months. Her oldest two children are in grade school. She hopes to further her business as well as her family and support her children in their studies.
Perla es una joven comerciante, se dedica a la venta de ropa y zapatos nuevos por catalogo, usados y productos de belleza. Acaba de comenzar su crédito con el grupo Girasol y la ayudará a surtir mas ropa y zapatos, para de esa forma darle vuelta al dinero y ver mas ganancias en su negocio. Perla, vive en unión libre, junto con sus 3 hijos de 8, 7 años y 8 meses de edad, los mas grandes estudian la primaria. Ella desea salir adelante tanto en su negocio, como con su familia y apoyando a sus hijos con sus estudios.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.