Nancy, 50, is married and has a son; she lives with her son and husband in Chimbo, Bolívar Province. Nancy has a food stand. She’s requesting the loan to buy a quintal of rice, sugar, onions, meats, cured meats, large pots and an industrial stove.
With help from the loan she’ll be able to buy everything she needs to work. She will make her purchase in Chimbo. Her dream is that her son completes his schooling. The challenge she faces is to work hard to earn high income. She likes to have things to do in her spare time.
NANCY tiene 50 años de edad es casada tiene un hijo, vive con el hijo y el esposo en Chimbo Provincia de Bolívar.
Nancy tiene un puesto de comida. Solicita el crédito para comprar un quintal de arroz, azúcar, cebolla, carnes, embutidos, ollas grandes, una cosina industrial.
Con la ayuda del crédito podrá comprar lo necesario para trabajar. La compra la realizará en Chimbo. El sueño es que el hijo termine los estudios. Los desafíos a los que se enfrenta es el trabajar mucho para tener muchos ingresos.En el tiempo libre le gusta tener actividad que hacer.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!