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Djromahuton Group
In this Group: Sella , Virginie , Christiane, Florence
Djromahuton is a group of four people, who live in the same district. The representative of the group, whose name is Sella, is the one with her hand raised in the photo. Sella is 33 years old, a widow and mother to six children, who are all at school and in her care. In order to provide for her children's needs, Sella has been selling bags for the past ten years. She gets her supplies in a market in Benin. With a view to strengthening her business and satisfying customer demand, Sella has joined forces with the other members of the Djromahuton group to be granted a fourth loan from Alidé. The previous loans have been repaid in full.
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DJROMAHUTON est un groupe de quatre personnes, dont les membres résident dans le même quartier. La représentante du groupe, nommée Sella est celle qui a la main levée sur la photo. Sella est âgée 33 ans. Sella est une veuve et est mère de six enfants, tous scolarisés et à sa charge. Pour subvenir aux besoins de ses enfants, Sella vend des sacs depuis dix ans. Sella s'approvisionne dans un marché du Bénin. Dans le but de renforcer son activité et de satisfaire la demande de sa clientèle, Sella s'associe aux autres membres du groupe DJROMAHUTON pour consentir un quatrième crédit auprès de ALIDé. Les prêts antérieurs ont été bien remboursés.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 510.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Djromahuton Group's $1,200 loan helped a member to buy bags.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 18, 2013
May 19, 2013
Currency Exchange Loss:
Mar 31, 2014