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Although she has received no prior formal education, Ama is an entrepreneur. She specializes in preparing and selling ‘gari,' a traditional Ghanaian snack that is made from starched, powdered cassava. She usually sells her gari in Wafkrom, near the Cape Coast. She has been involved in preparing and selling gari for five years. Ama is married and has 7 children, and her husband works as a carpenter. The proceeds from her business normally go towards helping her husband to cover the family’s general expenses and pay their children’s school fees.

Ama wants to use her loan to purchase a greater quantity of cassava, thus increasing her current inventory levels. This will allow her to sell greater quantities of her tasty gari. In the long term, Ama plans to reinvest the future profits back into her business, thus helping her expand and meet the needs of rising customer demands.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,959,900
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ama to purchase a greater quantity of cassava.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 19, 2013
Jun 1, 2013
Currency Exchange Loss:
Oct 20, 2013