Jugbeh D. is 30 years old and lives in the West Point, which has the most populated market in Montserrado County. She is single with a 14-year-old child who is going to school and lives at home. She is a high school graduate, and she describes herself as a serious business woman. She manages her business well to enable her to support her home. Over the past three years, she has been running a table in the local market without facing any serious problem where she bakes and sells cookies. She started this business with a little amount that she got from her mother. She sells six days every week spending eight hours with her business. She is requesting a loan to purchase more sugar, butter, oil, flour, baking-powder, etc. for her business. She plans to buy a piece of land and build a house. She likes to say thanks to the lenders who support BRAC Liberia by enabling small business people to increase their business volume.