Ms Perveen is a 34-year-old hard working married lady. She has been doing a business of milk sales for the past 20 years. She is successfully running her business with the support of her husband. The man shown in the photo is Perveen’s husband. She looks after the buffaloes and performs the task of collecting milk from them while her husband sells it to different places on daily basis. Over time, they have become popular for providing good quality milk in their local community and earn enough income to meet their children’s expenses. She has some savings and applied a second loan of Rs. 35,000 to purchase another buffalo to keep up with the demands of her customers. She expects a boost in her business income as she expands her business. She is very thankful to Kiva and Kashf for their support.
About Kashf Foundation
Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.
Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.
Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.