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Victoria is a food vendor who cooks and sells Waakye, a local Ghanaian rice dish, in Santrokofi, Hohoe Township. Waakye is a very popular Ghanaian food. It is often eaten as breakfast, lunch or supper with macaroni, wele (cow skin), gari, salad with pepper sauce, tomatoes sauce, fish, or meat. To prepare her Waakye, Victoria gets beans, rice, and colored leaves from the market. She cooks the beans until they become tender and adds the colored leaves to give them a reddish color. Then, she adds the rice to the bean mixture. She cooks the rice and beans until they become tender to eat.
She is married and has 2 children with her husband who works in the security field. Victoria has been selling Waakye for the last 4 years, when she realized that the family would not be able to survive on her husband’s salary alone. She is responsible for assisting her husband with the basic needs of the home. Her loan will be used to buy bags of beans, rice, frozen fish, and crates of eggs. She hopes to use the new profits from her business to save and reinvest in her business.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 39
    View loans »
    Ghana Loans Fundraising
  • $11,729,450
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Victoria to buy bags of beans, rice, frozen fish, and crates of eggs.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Jun 1, 2013
Currency Exchange Loss:
Oct 20, 2013