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Gladys is married and has 3 children. She has received schooling through to middle school. Gladys sells provisions in Santrokofi, Hohoe, and has done so for the past 10 years. Her husband is a chain saw operator. Gladys uses her income to give support to her husband in all the financial needs of the home. Gladys will use the loan to purchase cans of milo, tin fishes, biscuits, assorted soap, and milk. With the new profits from her expanded business, Gladys plans to save to enhance her working capital.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $2,643
    Average annual income
  • 7
    View loans »
    Ghana Loans Fundraising
  • $10,998,925
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Gladys to purchase cans of milo, tin fishes, biscuits, assorted soap, and milk.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 17, 2013
Jun 1, 2013
Currency Exchange Loss:
Oct 20, 2013