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Natavan is a 48-year-old, mother of four children. She is an IDP (internally displaced person) and lives with her husband and children in the Bilasuvar IDP Settlement. She is a Jabrayili refugee.

Natavan sells food products such as macaroni, rice, candies, cookies, sugar and beverages in her shop. She has fifteen years of experience in this field, which makes her a knowledgeable and skilled person. Her profession is accounting, which helps her to run this business effectively.

The food products she sells is very popular among people and is in high demand. Her monthly profit from selling food is 80 AZN. Her husband helps her to sell products in the shop. She is a very successful entrepreneur because of her good location, in the central bazaar of her home city.

Natavan would like to increase her sales and invest additional capital. For this purpose she has applied for a loan of 1,900 AZN. She will purchase and diversify into additional food stuffs with this loan.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 28
    View loans »
    Azerbaijan Loans Fundraising
  • $13,953,050
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Natavan to increase her sales and invest additional capital.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 15, 2013
May 21, 2013
Currency Exchange Loss:
Dec 17, 2014