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Ofu V., 49, is married with 6 children. She has many years of experience in the grocery business. She sells to the whole district community and relatives, and also tourists as they drive past, 7 days per week. She has 3 previous loans with SPBD. She expects her weekly net cash flow to be 400 Tala (~166 USD).

SPBD loans are Ofu’s only access to capital because she was never able to qualify for a loan with the traditional banks. The loan will also support her kids at school and her church contribution. Her husband is self-employed and works to maintain the business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 51
    View loans »
    Samoa Loans Fundraising
  • $7,794,375
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ofu purchase a sack of rice, flour, sugar, salt, baking powder, snacks and twisties, bag of chewing gum and lollies, a new scale, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2008
Sep 1, 2008
Currency Exchange Loss:
Oct 15, 2009