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Dilnoza is a resident of the city of Konibodom, located in the north of Tajikistan. She is a 27 years old, married woman, with three children. She has one daughter and two sons. Currently, her husband is abroad as a migrant worker.

Dilnoza is a very hard working woman. She has worked with field crop cultivation and livestock breeding for 5 years already. She has 0.03 hectares of own land and she also rents 2 hectares of land. Dilnoza grows vegetables on these plots, mainly potatoes and carrots. At the same time, Dilnoza works with buying and reselling cattle, with the help of her parents.

She takes a loan for the purchase of mineral fertilizers with an aim to process the land, and further for the purchase of three bulls and fodder for them.
View original language description ↓
Дилноза жительница города Конибодом, расположенный на севере Таджикистана. Она 27-летняя замужняя женщина с тремя детьми. У нее одна дочь и двое сыновей. В данный момент ее муж находится на заработках в загранице. Дилноза очень трудолюбивая женщина. Вот уже 5 лет как она занимается и растениводством и животноводством. У нее имеется 0,03 га собственной земли и еще она арендует 2 га земли. Дилноза на этих участках земли выращивает овощи, в основном картофель и морковь. Одновременно Дилноза с помощью родителей занимается куплей и продажей крупнорогатого скота. Кредит запрашивает для приобретения минерального удобрения с целью обработки земли, а также закупа 3-х голов бычков и их корма.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 149
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Dilnoza to purchase mineral fertilizers to process the land, and further to purchase three bulls and fodder for them.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 15, 2013
May 22, 2013
Currency Exchange Loss:
Jul 17, 2014