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This is Analiza, 44, a resident of GMA, Cavite, Philippines. She is married to Arnel, a driver, and they have children. She and her husband work hard to provide for their everyday expenses.

Analiza operates a beauty parlor business. She mainly offers hair cutting, coloring, straightening/relaxing, etc. She also offers manicures for finger nails. Some parlors also include massage. She also offers face make up. Her regular customers are her neighbors and the local community, usually women. She earns a minimum of Php400 in sales every day.

To help her continue operations of her business, she is requesting a Php25,000 loan. She will be utilizing the loan to buy more equipment for the parlor.

Analiza hopes to have her own stall for her parlor and dreams that her children will finish their studies. She meets up with her co-fellowship members to share stories of her work every week.

* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay Micro Finance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 719
    View loans »
    Philippines Loans Fundraising
  • $63,241,750
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Analiza to pay for beauty products and hair products needed in her salon.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 21, 2013
Currency Exchange Loss:
Nov 17, 2013