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Pama
Pama M., 34, is married with 2 children. She has 3 years of experience in the Vegetable Garden business. She sells to the village people 4 days per week. She has no previous loans with SPBD. She expects her weekly net cash flow to be 400 Tala (~166 USD).

SPBD loans are Pama’s only access to capital because she was never able to qualify for a loan with the traditional banks. All the loan money will be used to start the business.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 93
    View loans »
    Samoa Loans Fundraising
  • $7,694,275
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Pama buy seeds, fertilizers, and equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Sep 15, 2008
Listed
Sep 1, 2008
Currency Exchange Loss:
Covered
Ended:
Oct 15, 2009