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This client lives in her own home with her parents and one sister. She has a small shop selling different styles of handbags, wallets and cases. The products she sells are of a very good quality and the prices are affordable. This is why a high number of customers have purchased from her recently. This client is very active; she is always working to get ahead.

She wants to grow her business, and for this reason she decided to request a loan from Integral. With this loan she can buy a wide variety of products and styles. She will then be able to meet her customers’ needs. She hopes that this will enable her to provide her family with economic security and a full life.
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La clienta vive en casa propia con sus padres y una hermana, ella posee una venta de maletines, carteras y bolsones tiene de diferentes estilos, los productos que comercia es de muy buena calidad y los vende a precios accesibles es por eso que se ha hecho de mucha clientela últimamente; la clienta es muy activa siempre se encuentra trabajando para salir adelante, quiere acrecentar su negocio es por eso que se decidió solicitarle a INTEGRAL un crédito que le permita comprar productos en variedad y estilos. Así siempre podrá satisfacer las necesidades de sus clientes. Ella tiene la esperanza que de esta forma lograra darle a su familia seguridad económica y una vida plena.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 715
    View loans »
    El Salvador Loans Fundraising
  • $27,111,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped this borrower to buy different styles of wallets, handbags and cases.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2013
May 20, 2013
Currency Exchange Loss:
May 18, 2014