On his own initiative and with much hard work and dedication, Jesus works as a field hand on a farm in his city. He works every day for an average ten hours a day. He is very happy with his work and believes it is going well for him because of his kindness to others.
Jesus is very grateful to Kiva lenders because thanks to them he will be able to renovate his home. He wants to cover and paint the walls and put down floor covering throughout most of the house. This will allow Jesus to give his family more safety and well-being. He will continue working hard toward his goal of seeing his children become professionals and good citizens.
Por iniciativa propia, con mucho empeño y dedicación, Jesus trabaja como obrero de campo en un fundo agrícola de su ciudad, el trabaja todos los días y puede hacerlo por un aproximado de 10 horas, Jesus se siente a gusto realizando su labor y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Jesus se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea pintar, tarrajear y ponerle piso a gran parte de su hogar, de esta manera Jesus podrá brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de ver a sus hijos convertidos en buenos profesionales y en hombres de bien.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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