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Yerson Alexander
Yerson, 20, is a single man who lives with his parents and siblings in the city of Ica, district of Parcona. He is a very kind, hard-working, enthusiastic person who has a great desire to get ahead. Unfortunately, due to a lack of resources and the need to work to help his parents, Yerson was unable to get a professional mechanic's degree as he would have liked. In his free time he enjoys watching films and sometimes he cooks delicious pork cracklings to share with his family.

On his own initiative and with a lot of hard work and dedication, Yerson works selling construction materials at a hardware store in his city. He works an average ten hours a day and believes work is going well for him because he is kind to people.

Yerson is very grateful to Kiva lenders because thanks their help he will be able to buy a kitchen stove. The one they use at home now runs on kerosene, is in disrepair and dangerous to use. So this means Yerson will be able to provide more safety and well-being for his family. He will be able to continue working and striving to reach his goal of studying toward a professional career.
View original language description ↓
Yerson es un hombre de 20 años, es soltero, vive en la ciudad de Ica, en el distrito de Parcona con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que ha tenido de trabajar para ayudar a sus padres, Yerson no ha podido estudiar la carrera profesional de Mecánica que desea, en sus ratos libres le gusta ver películas y en algunas ocasiones cocina unos riquísimos Chicharrones para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Yerson trabaja como vendedor de materiales de construcción en una ferretería de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Yerson se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una cocina, ya que actualmente la cocina que utilizan en su hogar es de kerosene, presenta desperfectos y es peligroso su uso, de esta manera Yerson podrá brindar mayor seguridad y bienestar para su familia, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de poder estudiar una carrera profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 94
    View loans »
    Peru Loans Fundraising
  • $57,976,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Yerson Alexander to buy a kitchen stove.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2013
Listed
May 22, 2013
Currency Exchange Loss:
Possible
Ended:
May 17, 2014