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Segundo William
Seguno is twenty-three years old, single, and lives in the city of Chiclayo, in the Guadalupe district, with his parents and brothers. He is very friendly, hard-working, and enthusiastic, and has a strong desire to succeed. Unfortunately, out of a necessity due to a lack of financial resources, he had to begin working very young to help his parents and couldn't study to become a professional mechanic as he wanted to. In his free time, he likes to play soccer with his friends, and now and then he cooks a delicious dish of rice with duck to share with his family.

On his own initiative, and with a great deal of effort and dedication, Segundo works as an auto rickshaw driver, providing transportation services in his city. On the weekends, he also works as an assistant heavy machinery operator. He works about ten hours every day and believes that things are going well for him due to his responsibility and the friendly way he treats other people.

Segundo is very grateful for his Kiva loans. Thanks to this help, he will be able to get the parts and maintenance that he needs for his auto rickshaw. With his work vehicle in better shape, Segundo will be able to keep working and pushing himself toward his big dream of owning his own home.
View original language description ↓
Segundo es un hombre de 23 años, es soltero, vive en la ciudad de Chiclayo, en el distrito de Gaudalupe con sus padres y hermanos, el es una persona muy amable, trabajador y entusiasta, que tiene un gran deseo de superación; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Segundo no pudo estudiar la carrera profesional de Mecánica que deseaba, en sus ratos libres le gusta jugar futbol con sus amigos y en algunas ocasiones cocina un riquísimo Arroz con Pato para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Segundo trabaja como chofer de mototaxi, brindando servicios de transporte en su ciudad, adicionalmente los fines de semana trabaja como ayudante de manejo de maquinaria pesada, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su responsabilidad y por el trato amable que brinda a los demás.
Segundo se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la refacción y el mantenimiento general que necesita su mototaxi, de esta manera Segundo tendrá su herramienta de trabajo en mejores condiciones, así pues él seguirá trabajando y esforzándose para lograr su gran sueño de tener su casa propia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $55,213,250
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Segundo William pay for parts and general maintenance on his auto rickshaw.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 18, 2014