10 De Junio Group
This loan will help these small businesses. Juana tells us that she joined Pro Mujer a year and a half ago at the invitation of a friend who is also a member of the institution. Juana has an insecticide sales business (insecticides and rat traps). She tells us that she started this business at the recommendation of a friend, and she has worked in this area for several years.
This loan is for an increase in working capital (the purchase of insecticides) which she will acquire in the wholesale markets. She will later sell these products in her sales space. This work allows her to generate an income to maintain her household where possible. She is in a long-term relationship and has five children.
When asked what she likes about Pro Mujer, she replied that she likes the training and the meetings.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Juana es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por la invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de insecticidas (trampas para ratones y insecticidas): da a conocer que este negocio lo emprendió por recomendación de su amiga y hace varios años que trabaja en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra de insecticidas) que adquirirá de las ferias por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones y las reuniones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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