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Edilma Del Rosario
Edilma, age 55, lives in Soledad. She is a married mother of four children ages 16 to 29. They are what drive her in life. Edilma has had a business for five years selling products that she promotes via specialized guides. She sells, for example, dresses, shoes, and perfume. In the beginning she also sold chicha [a maize drink] and other drinks made from fruit. This is how she built up a customer base, and she started selling varied merchandise in response to their needs. She has a small store in her own home and stocks it with products, often ones that her clients request. She offers special discounts through her sales catalogues.
She mainly sells on credit but also accepts cash. She works every day of the week from 8:00 am to 9:00 pm. Her main clients are located in her neighbourhood and the surrounding area. Edilma's business has grown bit by bit, first in clientele and then in infrastructure. Her most important assets are her display cases and cooler. She is applying for a loan on Kiva, her first loan with the Fundación Mario Santo Domingo, with which she will buy clothing for men and women, children's shoes, and perfume. This will allow her to respond to pending orders.
She is working very hard to see her children become professionals, to succeed in life, and to have permanent jobs - a dream of prosperity.
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Edilma de 55 años de edad n habita en Soledad; ella es casada y madre de 4 hijos en las edades de 16 a 29 años, quienes son el motor de su vida. Desde hace 5 años Edilma tiene un negocio de venta de productos, que promociona mediante guías especializadas, como vestidos para damas calzado y perfumería. Inicialmente vendió chicha y otros refrescos, elaborados con frutas naturales. Así fue adquiriendo una clientela a la que poco a poco, fue conquistando para ofrecerle mercancías variadas y responderle de acuerdo a sus necesidades. Sus clientes la ubican en un local que surtió de productos en su propia casa y también vende artículos que le solicitan sus clientes, y que ella muestra con descuentos especiales a través de los catálogos de su oferta. Sus ventas las realiza a crédito principalmente y de contado, trabajando de lunes a domingos, desde las 8 de la mañana hasta las 9 de la noche. Sus principales clientes están ubicados en su vecindad y en los alrededores del sector. Edilma ha crecido poco a poco, primero en clientela y luego en infraestructura, ella cuenta con vitrinas y un enfriador como parte de los activos fijos mas importantes de su negocio. En la actualidad está aplicando a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará ropa para damas y caballeros, calzado infantil y perfumería, para responder a los pedidos que ha tomado en su preventa. Su mayor desafío es lograr que sus hijos sean profesionales, para potencializar el éxito en su vida, para ellos trabaja permanentemente, con el fin de lograr ese su sueño de prosperidad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 169
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,845.5
    Colombia Pesos (COP) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $575 helped Edilma Del Rosario to buy clothing for men and women, children's shoes, and perfume.
99% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 23, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014