Cristian is 19 years of age, is unmarried and does not have children. He lives with his aunt and uncle in the city of Guaranda in the province of Bolívar.
He is a member of the solidarity group "Los Pinos" which is comprised of 14 members from the same community. They work in agriculture and are located 40 minutes from the office "Comunidad Pangua". Cristian works planting all types of grains. He also sells grains and raises cattle and pigs.
He is requesting a loan to buy fertilizers, herbicides, urea, and seeds. With the help of the loan he will be able to buy the agricultural supplies he needs. He does his buying and selling in the city of Guaranda. He also sells outside of the province of Bolívar.
His dream is to improve the business, to improve himself and to have a stable life. The challenges that he faces include the economy and competition. In his free time he likes to enjoy carnival celebrations.
Cristian tiene 19 años de edad es soltero no tiene hijos, vive en casa de unos tíos en la ciudad de Guaranda Provincia de Bolívar.
Es integrante de la Ventanilla Los pinos, se encuentra formada por 14 socios que son de la misma comunidad, se dedican a la agricultura queda a 40 minutos de la oficina Comunidad Pangua.
Cristian se dedica a la siembra de todo tipo de grano y venta del grano además se dedica a la crianza de ganado, cerdos.
Solicita el crédito para comprar fertilizantes, herbicidas, urea, semillas. Con la ayuda del crédito podrá comprar lo necesario para la agricultura.
Las compras y las ventas las realizará en la ciudad de Guaranda y las ventas las realiza dentro y fuera de la provincia Bolívar.
El sueño es mejorar el negocio superarse en la vida y tener una vida segura. Los desafíos a los que se enfrenta es la economía y la competencia.
En el tiempo libre le gusta disfrutar de las fiestas del carnaval.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!