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Olga Marina
Forty-four year old Olga is hard-working and honest. She is married and has only one child. Olga completed primary school but could not continue studying due to a lack of financial support from her parents. Alongside her husband, Olga works in agriculture, sowing and growing coffee. She learned this trade from her parents from a young age and continues the work with her husband. The land they work is their own, thanks to their efforts and many years of sacrifice which allowed them to buy it. Olga and her husband's clients are middle-men who come to the region to buy their product as well as neighbours and others who buy the coffee for personal use to resell.

Olga is applying for a loan to buy fertilisers and manure to maintain her coffee crops, so that she can have a healthy and fruitful harvest to generate an income, make a profit and continue to invest in their work.

Olga's dream, with time, is to continue to grow her crops and expand. She wants to give her son the opportunity to be educated up to university level and to learn a profession so that he can do well and grow as a person in an environment where he can adapt to anything.
View original language description ↓
Doña Olga es una mujer trabajadora y honrada de 44 años de edad casa da que de su matrimonio tiene un solo hijo. Ella tiene un grado de educación de primaria completa pero no pudo seguir estudiando por la falta de apoyo económico por parte de sus padres. En compañía de su esposo trabajan la agricultura en lo que es el cultivo y siembra de café actividad inculcada por sus padres desde muy joven la cual sigue ejerciendo en compañía de su esposo. La tierra que ella trabaja y cultiva es propia gracias al esfuerzo impuesto por ella y su esposo y los muchos años de sacrificio para obtenerla. Sus Clientes son intermediarios que llegan a la zona a comprar el producto, vecinos y demás que consumen para uso personal o para revenderlo.

Actualmente solicita ayuda para la compra de fertilizantes, abonos para darle mantenimiento a sus cultivos de café esto para que sea una cosecha sana y provechosa para poder generar ingresos, obtener ganancias y poder seguir invirtiendo en la misma.

Su sueño es poder con el tiempo cultivar y extender más su cultivo de café, darle la oportunidad a su hijo para que pueda educarse a nivel universitario aprendiendo una carrera que le ayude a superase y a crecer como persona en un ambiente al que el puedan adaptarse con toda facilidad.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,800
    Average annual income
  • 73
    View loans »
    Honduras Loans Fundraising
  • $8,633,625
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,475 helped Olga Marina to buy fertilisers and manure to maintain her coffee crops.
49% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 14, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Possible