Olga, who is 19 years old, is single and has no children. She lives with relatives in the city of Guaranda, in the province of Bolivar.
She is a member of the communal bank "Los Pinos," which was formed by 14 members who are from the same community. They work in agriculture and are located 40 minutes from the Pangua community office.
Olga sells all types of grains. In addition, she raises cattle and pigs. She is applying for the loan to buy an industrial stove with six burners. With the help of the loan, she will be able to buy this appliance.
She makes her purchases in the city of Guaranda and completes her sales within and outside of the province of Bolivar. Her dream is to improve her business, get ahead in life, and have a secure life. The challenges that she faces are the economy and competition.
In her free time she likes to enjoy the day-to-day wonders of life.
Olga tiene 19 años de edad es soltera no tiene hijos, vive con unos familiares en la ciudad de Guaranda provincia de Bolívar.
Es integrante de la Ventanilla Los pinos, se encuentra formada por 14 socios que son de la misma comunidad, se dedican a la agricultura queda a 40 minutos de la oficina Comunidad Pangua.
Olga se dedica al comercio a la venta de todo tipo de grano además se dedica a la crianza de ganado, cerdos.
Solicita el crédito para comprar una cocina industrial de seis hornillas. Con la ayuda del crédito podrá comprar el artefacto.
Las compras las realizará en la ciudad de Guaranda y las ventas las realiza dentro y fuera de la provincia Bolívar.
El sueño es mejorar el negocio superarse en la vida y tener una vida segura. Los desafíos a los que se enfrenta es la economía y la competencia.
En el tiempo libre le gusta disfrutar día a día de lo maravilloso de la vida.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!