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Erving Manuel

Update on Erving Manuel

Erving Manuel lives in Los Ríos in the city of Ticuantepe. He is married and the father of a young child. He began working at an early age, and, with his parents' help, he was able to buy farmland. He now has 15 years of experience. His plan is to have his own house to offer his son the best possible living conditions.

He will use this loan to buy fertilizer, weed killer, and organic supplies to prevent disease and other soil problems. This investment will improve his finances so that he can create new jobs or invest in his business and improve his future and financial situation.
View original language description ↓
El señor Erving Manuel A. C. habita en la comunidad de los Ríos, del municipio de Ticuantepe, casado, padre de un niño pequeño, trabaja desde muy temprana edad, con el apoyo de sus padres pudo adquirir un terreno para laborar en esta actividad, ahora tiene una experiencia de más de 15 años, sus palnes a futuro es tener su casa propia para darle a su hijo las mejores condicones posibles. Con este préstamo comprara los fertilizantes, fungicidas, e insumos vegetativos que permitan atacar la afectación de plagas y los problemas del suelo, esta inversión favorecerá su economía para la inversión a futuro de nuevos fuentes de trabajo o la reinversión a su negocio, y de esta manera irse labrando su futuro y estabilidad economica.

Previous Loan Details

Mr. Ervin Manuel A. C. is a young man, 24 years of age, living in the community of Los Rios. He is single and has no children. He has worked since a very young age and with the support of his parents he was able to acquire a plot of land to cultivate. He has 15 years' experience in the business. ... More from Erving Manuel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 110
    View loans »
    Nicaragua Loans Fundraising
  • $24,832,275
    Funds lent in using Kiva
  • 25.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Erving Manuel to maintain his crops.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 11, 2013
May 19, 2013
Currency Exchange Loss:
Feb 17, 2014