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Update on Nadezhda

Nadezhda is from Novaya Kahovka. She works in her own shop at the local market, but she still rents the land from the market administration. She sells stockings, socks and knee-highs in large quantities, and in the summer she adds swimsuits and sarongs to her inventory.

Nadezdha is planning to go and purchase merchandise such as swimsuits, sarongs, socks and knee-highs at a wholesale price of 15,000 hryvnia. She will resell these goods at her retail outlet.
View original language description ↓
Надежда – из Новой Каховки. На местном рынке она работает в своем бутике, пока все же арендуя землю у администрации рынка. Надежда торгует колготками, носками, гольфами в большом ассортименте, а летом добавляет к своему ассортименту еще купальники и парео.
Надежда планирует ехать за товаром и приобрести купальники, парео, носки и гольфы по оптовой цене на сумму 15 000 гривен под реализацию в своей торговой точке.

Previous Loan Details

Nadezhda lives and works in Novaya Kahovka. She works with selling a large assortment of stockings, knee-highs, and in the summer also swimsuits and wrap-around skirts. Nadezhda does not yet afford to purchase the land on which her point of sales is situated, and therefore she has to rent it from... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Nadezhda to buy swimsuits, sarongs, socks and knee-highs at a wholesale price of 15,000 hryvnia, and to resell these items in her shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 22, 2013
Currency Exchange Loss:
Nov 17, 2013