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Erisam (male pictured in photo with his credit officer) is 45 years old and married, with five children who are all school-going. He also has two dependents who are his parents, and because they are old he has to look after them. He is a primary teacher by profession and his salary is his major source of income. He also does some farming to provide food at home, and he sells the surplus to supplement his salary.

Because of his big family, the salary cannot provide all their needs, so he wants a loan of 1,200,000/= (one million and two hundred thousand shillings) to pay tuition fees for his son at the university so that he can sit for his exams. Erisam says that he has failed to raise money to pay all the fees.

His dream is to see his son and all his other children complete their education and be successful.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

About Uganda

  • $1,800
    Average annual income
  • 184
    View loans »
    Uganda Loans Fundraising
  • $31,346,400
    Funds lent in using Kiva
  • 2,582.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Erisam to pay tuition for his son at the university.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 11, 2013
May 21, 2013
Currency Exchange Loss:
Dec 17, 2013