Amapolas I Group
The loan they take out will benefit these small-business owners including Betzabe. She states that this is their tenth time joining Pro Mujer (For Women). They became members after being invited to do so by a friend who is a member of the institution. She currently has a business selling vegetables. She notes that she started this business ten years ago with the first loan that she took from Pro Mujer (For Women).
The loan will be used to increase resources; to purchase vegetables from markets in the city of La Paz. These items will later be sold from her place of business. This type of work allows her to generate resources to maintain her home as best she can. She is married and has three children.
When asked what she likes about Pro Mujer (For Women) her response is that she likes the savings, the workshops, the loans and the health-care aspect.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Betzabe es integrante, ella indica que es el décimo año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que este negocio lo emprendió hace diez años con el primer préstamo que saco de la institución Pro Mujer.
El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las ferias de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro, las capacitaciones, el crédito y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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