Solidaridad Andina Group
Maritza is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. She says she has been a member of Pro Mujer for one year and a half, having been invited by a friend who is a member of the institution. She is currently running a food stall, and she say she started this activity seven years ago out of her own intuitive; previously she used to help her mother and form her she learned how to run this activity.
The loan she in currently requesting will be used to increase her working capital by buying rice, noodles and potatoes at wholesale price; she will buy them in the fairs to then prepare and sell them in her stall. This type of activity helps her earning an income to economically support her household as much as she can, as she is single and she has she lives in in a common-law relationship.
When asked about what she likes of Pro Mujer, she answers that she likes the health and loan seminars.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maritza es integrante, ella indica que hace año y medio que integra Pro Mujer, ingresando por la invitación de una amiga que es socias de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo emprendió por hace siete años de forma independiente, ya que anteriormente ayudaba a su madre aprendiendo esta dinámica de negocio.
El crédito que ahora sacará es para el aumento de capital (compra de arroz, fideo y papa) que adquirirá de las ferias por mayor y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en concubinato.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid