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Perlitas De Franz Tamayo Group
In this Group: Rosa , Maria , Martha, Nicolasa, Maritza, Margarita, Maria Elena, Regina, Modesta
“Perlitas de Franz Tamayo” is a Communal Bank that will start its second cycle with Pro Mujer as part of the Los Andes Community Center. It is composed of nine members, guided by a directive board presided over by Rosa. The members of the Communal Bank engage in different activities, such selling salchipapas*, selling blankets, selling sweets, selling clothes, selling cosmetics, selling vegetables, weaving blankets.

Rosa is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. She says this is the eighth year she has been a member of Pro Mujer, having been invited by a friend who is a member of the institution. She is currently running a handcrafts activity, weaving blankets. She says she has started this activity out of her own initiative, having learned the weaving techniques.

The loan she is now requesting will be used to increase her working capital by buying a sewing machine; she will buy it at the fairs of the town of La Paz to then install it in her workshop. This type of activity helps her earning an income to economically support her household as much as she can, as she is married and she has two children.

When asked about what she likes of Pro Mujer, she answers that she likes the savings.

*Salchipapa is a typical dish composed of sliced pan-fried beef hot dogs or sausages and French fries.
View original language description ↓
La A.C. “PERLITAS DE FRANZ TAMAYO” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por nueve integrantes y está dirigida por una mesa directiva donde la señora Rosa es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de salchipapas, venta de mantas, venta de dulces, venta de ropa, venta de cosméticos, venta de verduras, tejido de mantas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosa es integrante, ella indica que es el octavo año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido de mantas; da a conocer que este negocio lo emprendió por iniciativa propia, desde que aprendió la técnica de tejido.

El crédito que ahora sacará es para el aumento de capital (compra de máquina de tejer) que adquirirá de las ferias de la ciudad de La Paz y posteriormente lo instalará en su espacio de trabajo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el ahorro.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 214
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Perlitas De Franz Tamayo Group's $5,525 loan helped a member to buy a sewing machine.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 8, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014