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Isunga Tweimukye Group
In this Group: Berna, Josephine, Regina , Mathias, Amina, Florence, Moses, Mathias, Lawrence, Mary
Berna (lady in picture standing on the extreme end of the front row wearing a blue outfit) is a 50-year-old widow with seven children, all of whom stay with her. After the death of her husband, she was left as the sole provider for her children. She started growing crops, both to provide food for them and to sell the surplus to raise money for looking after them.

Berna wants a loan of 200,000/= (two hundred thousand shillings) to improve on her garden and ultimately provide more food for her family. Her dream is to earn enough additional income to be able to educate her children and have a decent living environment for them. However, she faces the usual challenges of limited capital as well as the erratic heavy rains and dry spells in their area that always affect her crop.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 224
    View loans »
    Uganda Loans Fundraising
  • $32,044,650
    Funds lent in using Kiva
  • 2,582.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Isunga Tweimukye Group's $1,175 loan helped a member to improve on her garden.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 11, 2013
May 21, 2013
Currency Exchange Loss:
Nov 17, 2013