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Alternativa Group
In this Group: Maria , Hartencia, Felipa, Modesta, Julia, Asunta , Lucrecia, Tania Virginia, Mary Luz, Marlene
“Alternativa” (Alternative) is a Communal Bank that will start its thirtieth cycle with Pro Mujer as part of the Los Andes Community Center. It is composed of ten members, guided by a directive board presided over by María. The members of the Communal Bank engage in different activities such as selling underwear, selling artifacts, selling bags, selling cosmetics, selling bed sheets, selling tights, selling awayos*, selling paintings.

María is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. She says she has been a member of Pro Mujer for two years, having been invited by her husband who is a member of the institution. She currently runs a retail activity, selling lanterns, and she says she has started this activity with her husband when she got married.

The loan she is currently requesting will be used to increase her working capital by buying lanterns at wholesale price; she will buy them at the fairs of the town of La Paz, and being a street vendor she will then sell them in the fairs of the town of El Alto. This type of activity helps her earning an income to economically support her household as much as she can, as she is single and she has she is married and she has three children.

When asked about what she likes of Pro Mujer, she answers that she likes the loan, the seminars and the health program.

*Awayos are a type of Bolivia blanket
View original language description ↓
La A.C. “ALTERNATIVA” iniciará el trigésimo ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora María es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta ropa interior, venta de artefactos, venta de bolsas, venta de cosméticos, venta de ropa y de sábanas, venta de medias, venta de awayos, venta de cuadros.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que es el segundo año que integra Pro Mujer, ingresando por la invitación de su esposo que es socio de la institución. En la actualidad ella tiene un negocio de venta de linternas; da a conocer que este negocio lo emprendió cuando se casó, conjuntamente su esposo.

El crédito que ahora sacará es para el aumento de capital (compra de linternas) que adquirirá de las ferias de la ciudad de La Paz, por mayor, y posteriormente lo comercializará de forma ambulante en las ferias de la ciudad de El Alto. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, las capacitaciones y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 77
    View loans »
    Bolivia Loans Fundraising
  • $29,428,225
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Alternativa Group's $6,250 loan helped a member compra de linternas.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 3, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014