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Ms. Rukhsana is a 48-year-old woman and a loving mother of four children. Her husband deals in the business of selling wood, but his income is insufficient to meet their family expenditures.

To meet her household expenses and provide a bright future for their children, Rukhsana decided to start her own business of stitching clothes from her home eight years ago. She is an expert in stitching stylish and unique designs and makes enough income to support her entire family. However, due to the lack of available funds, she is unable to meet the daily demands of her customers. So she contacted Kashf Foundation for a loan of Rs 30,000.

Rukhsana intends to use this loan amount to buy raw materials such as spools of thread in different colors and packages of laces and zippers to create a means of increasing revenues so she may be able to generate a healthier source of income.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Rukhsana to buy raw materials such as spools of thread in different colors and packages of laces and zippers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 21, 2013
Currency Exchange Loss:
Jun 17, 2014