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Ms. Razia is a 45-year-old married woman and the mother of four. She has been running a business selling used clothes for many years. She purchases a variety of clothes from the main city at wholesale rates and, after doing proper cleaning and ironing, she then sells them to the people of her vicinity. She has become famous for selling good quality clothes in her community.

Razia requested a loan of 35,000 Pakistani rupees from Kashf Foundation to buy stock of different clothes in various sizes and designs taking into account the choices of her customers. In this way, she will be able to earn more income through her greater sales. She hopes to have a good experience with this new loan and wants to grow her business. She dreams of giving a good and quality education to her children through all her hard efforts in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 414
    View loans »
    Pakistan Loans Fundraising
  • $15,144,625
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Razia to buy stock of different clothes of various sizes and designs, taking into account the choices of her customers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2013
May 21, 2013
Currency Exchange Loss:
Dec 17, 2013