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Lubatoy is a smart and hardworking woman. She is a 39-year-old woman who is married and has 4 children. Her husband is a migrant worker in a foreign country. They must do this to provide their children with all the modern conveniences. She has been busy with farming but only receives a small income from this business. She decided to organize a new business by sewing national women dresses, as this kind of service has a great demand in her region. She took a course called ‘To get ahead’ at a woman’s organization and learned enough skills about how to organize business. She does not have enough money to buy new sewing machine and to develop the business. She is asking for a loan of 1500 TJS to buy a sewing machine. She awaits your support and promises to make the payments on time.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 146
    View loans »
    Tajikistan Loans Fundraising
  • $29,656,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Lubatoy to buy a sewing machine for organizing her new business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2013
May 21, 2013
Currency Exchange Loss:
Oct 21, 2013