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Lam was born in 1970. He has two children, one who is a worker and one who is studying at secondary school. His wife is a worker. Her income is about 4,000,000 VND per month. Lam is a carpenter. His income is about 4,000,000 VND. He has done this job for a long time. His family’s total earnings are about 8,000,000 VND per month.

Lam has participated in SEDA's credit program since 2004. In the last cycle he borrowed 8,502,000 VND and repaid the loan on time. In this loan cycle, he would like to borrow 9,810,000 VND to buy wood for his carpentry workshop. He always wants to have more money to enlarge his workshop and raise his children well.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 91
    View loans »
    Vietnam Loans Fundraising
  • $15,310,450
    Funds lent in using Kiva
  • 20,924.8
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Lam to buy wood for his carpentry workshop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2014