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Ashot lives in the village of Artsvanik; it is located in the region of Syunik. He is 56 years old, and he has a higher education, but he doesn't work. He has been engaged in farming and agriculture for many years. He is divorced and lives alone. His children are married, and they live separately with their families.

Ashot has a garden, and he cultivates fruits, vegetables and different types of crops. He also keeps cattle and chickens on his farm. All the goods that he has from farming and agriculture he sells in Kapan and Kajaran towns to resellers.

Ashot wants to buy three calves and hay; for this he needs 1,000,000 Armenia drams. Ashot hopes very much that Kiva will help him to enrich the quantity of his farm animals and bring him more income.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 150
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 415.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Ashot to buy three calves and hay.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 20, 2013
Currency Exchange Loss:
Nov 17, 2015