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The Tamarrneh United Group
In this Group: Abibatu , Fatmata , Mabinty
Meet with members of the The Tamarrneh United Group from Kenema, a city in eastern Sierra Leone. They are all local entrepreneurs who have come to Salone Microfinance Trust (SMT), a partner of Kiva, to apply for a loan of 1,300,000 SLL each. With the help of this loan they will be able to expand their respective businesses, increase their sales and consequently improve their living conditions.

Abibatu is the featured leader of this group. The 35-year-old is married to a trader and they have 2 children who are attending primary school. Abibatu has been a businesswoman for many years now. She sells slippers/flip-flops. With her share of this loan, she will buy slippers/flip-flops in large quantities to add to her current stock.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $903
    Average annual income
  • 17
    View loans »
    Sierra Leone Loans Fundraising
  • $8,963,475
    Funds lent in using Kiva
  • 4,277.9
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of The Tamarrneh United Group's $925 loan helped a member to buy slippers/flip-flops in large quantities to add to her current stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 20, 2013
Currency Exchange Loss:
Dec 17, 2013