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Adil is a 48-year-old, honest and hardworking businessman. He has three kids and a housewife and they all live happily and peacefully in Rawalpindi, Pakistan. Adil has been running a cloth shop for four years. He has limited stock to offer his customers. He has requested a loan from Kiva's partner BRAC Pakistan. He will buy a new variety of cloth to sell and this will increase his sales.

Adil wants a bright future for his children. With the help of this loan, he can expand his business, and his net income and savings will also be increased. After making more profit, he will pay the educational expenses of his children. Adil is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

This loan is part of BRAC Pakistan's effort to provide credit to entrepreneurs seeking to expand their small businesses. These are individuals who have limited access to loans because their requests are too large for typical microfinance, and they lack the collateral to borrow from commercial banks. By funding this loan, you will enable a small business owner to provide new services and create new employment opportunities.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 272
    View loans »
    Pakistan Loans Fundraising
  • $14,717,025
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Adil to expand the clothing shop business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 15, 2013
May 27, 2013
Currency Exchange Loss:
Jun 17, 2014