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Ms. Naseem is 27 years old, a married woman and mother of four children, all school-going. Naseem has been doing a business of home products sales with the support of her husband. She sells different items like washing machines, juicers, irons, dinner sets and fans to the people of her community. In this way she earns a sufficient amount of income to meet the family expenses.

For the expansion of her business she contacted Kashf Foundation and applied for a loan of Rs. 35,000. In this way she would be able to purchase more products such as fans, irons and dinner sets which ultimately help in growing her sales. She is in her 3rd loan cycle and has shown good repayment behavior.

Naseem is hopeful that this loan will bring positive changes to her business. She dreams of maximizing her profit from this business and wants to have a better standard of living.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 335
    View loans »
    Pakistan Loans Fundraising
  • $15,680,075
    Funds lent in using Kiva
  • 98.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Naseem to purchase more products such as fans, irons and dinner sets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2014