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Andrea operates a business buying general merchandise from wholesalers to sell at a profit. She sells clothing for women and children and also has a food stall. Customers are attracted to Andrea's store due to her low prices and the many options she offers. Her regular customers are her neighbors and local community members. Andrea earns a minimum of 300 PHP every day.

Andrea is requesting a 17,000 PHP loan to buy additional stocks of kids and ladies wear along with other ready-to-wear products. She dreams that her business will continue to grow. Andrea meets up weekly with her co-fellowship* members to share stories of her life and business and draw strength and inspiration from studying the Word of God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and repay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1812
    View loans »
    Philippines Loans Fundraising
  • $60,867,300
    Funds lent in using Kiva
  • 41.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Andrea to buy clothing and ready-to-wear products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 8, 2013
May 20, 2013
Currency Exchange Loss:
Nov 17, 2013