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Vidal
Vida is a 55 year old man. He lives in the city of Chincha with his wife and children who he loves. They are his main reason for living. Vidal is a friendly, enthusiastic, and hardworking person. Together with his wife, they've dedicated all of their efforts to getting their family ahead. Unfortunately, due to the lack of economic resources and because Vidal has had to work since he was very young to help his parents, he could not finish primary school which has made it impossible for him to study a professional career.

Of his own initiative and with much effort and dedication, Vidal works in the field of construction as a foreman. He works every day for about 10 hours, and he believes it's going well because of the good finishes he puts in his work and because of the kind treatment he offers others. In his free time, Vidal likes to cook a delicious fried chicken to share with his family.

Vidal is very grateful to the Kiva lenders. Thanks to their help he will be able to purchase groceries and beverages which will help him start a small business selling staple products. In this way, Vidal hope to be able to have larger economic income so that he will be able to achieve his big dream of offering his family a better quality of life.
View original language description ↓
Vidal es un hombre de 55 años, vive en la ciudad de Chincha con su esposa y sus hijos, a quienes ama y son su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; lamentablemente por falta de recursos económicos y por la necesidad que tuvo de trabajar desde muy joven para ayudar a sus padres, Vidal no pudo culminar sus estudios primarios y eso lo imposibilito para estudiar una carrera profesional, en sus ratos libres le gusta cocinar un riquísimo Pollo Frito para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, Vidal trabaja en el rubro de construcción como maestro de obras, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por los buenos acabados que le da a sus obras y por el trato amable que brinda a los demás.
Vidal se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de abarrotes y bebidas, los cuales le servirán de mucho para iniciar un pequeño negocio de venta de productos de primera necesidad, de esta manera Vidal espera poder tener mayores ingresos económicos y así desea lograr su gran sueño de brindar una mejor calidad de vida a su familia.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $53,936,350
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD