Each day Gregorio rises very early to go to work. He works as an agricultural worker for an agricultural holding in his city. With what he earns from his work, he is able to pay his household expenses. He believes that he is getting ahead because he is responsible, and above all, hardworking.
Gregorio is very grateful to Kiva lenders, because thanks to the support they give him, he will be able to buy construction materials such as sand, iron and bricks, among others. With these he will be able to finish the peripheral wall that surrounds his home, and therefore provide more security and a better quality of life to his family. This will also allow him to continue striving for his greatest dream, which is to finish the construction of his home.
Cada día Gregorio se levanta muy temprano para ir a su trabajo, el labora como obrero agrícola en un fundo de su ciudad y con el fruto de su trabajo puede solventar los gastos de su hogar; él cree que está saliendo adelante porque es responsable y sobre todo trabajador.
Gregorio está muy agradecido con los prestamistas kiva ya que gracias al apoyo que le han brindado el podrá comprar materiales de construcción como arena, fierro, ladrillos, entre otros; ya que podrá realizar el cercado de su vivienda, así tendrá mas seguridad y su familia mejorara su calidad de vida, lo que le permitirá luchar por hacer realidad su más grande sueño:” Terminar de construir su casa”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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Success!! The loan was 100% repaid