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Bricelda
Bricelda is a 38-year-old woman who is hardworking, enterprising, and has great desires to get ahead and progress. She is married and has 2 children who help with different jobs in the fields, including general maintenance, cutting, and fertilizing the coffee crop.

She has completed one grade of primary school but was unable to continue her schooling because her parents didn't have much money and couldn't help her with her studies. She has worked farming coffee since her childhood and her family continues to do it to this day. This is their only means of obtaining income, since her parents (who taught her to work the land many years ago) have passed away. The land that they farm together was inherited from her parents some time ago. They farm it to cover bills such as food, clothing, education, medicine, etc. The other piece of land that they own was bought, thanks to their own efforts. They ride there (3 kilometers from home) every day.

She is asking for help to buy fertilizer and manure to help maintain her crop so they can have a good harvest that will give them income and help them continue to invest in it. Her goals include being able to grow more plants so that she can get more income for her family. In this way, they will be able to continue investing in their crops and increase their harvest little by little. The profits are to secure a future for her children and to continue investing in her land.
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Bricelda es una mujer con 38 años de edad luchadora, emprendedora y con muchos deseos de superarse y de salir adelante casada y madre de 2 hijos los cuales son apoyo con las diferentes actividades en el campo como ser: limpieza, corte, abono y fertilización de cultivos de café. Ella tiene un grado de educación primaria completo pero no pudo continuar estudiando debido a que sus padres eran de bajos recursos económicos y no pudieron ayudar con sus estudios. Desde su niñez se ha dedicado al cultivo de café actividad practicada por su familia hasta hoy en día siendo este el único sustento ya que fueron sus padres los que le enseñaron a trabajar la tierra hace muchos años. La tierra que juntos en familia trabajan fue heredada por sus padres hace un tiempo para el sustento y cubrir gastos como la alimentación, vestimenta, estudio, medicinas, etc. y la otra parte fue comprada gracias al esfuerzo impuesto por ellos mismos a la cual se trasportan en vestía diariamente a una distancia de 3 kilómetros de su casa de habitación.

Actualmente solicita ayuda para la compra de fertilizantes, abonos para darle mantenimiento a sus cultivos de café esto para que sea una cosecha sana y provechosa para poder generar ingresos, obtener ganancias y poder seguir invirtiendo en la misma.

Sus metas son poder cultivar más plantas para de esa forma poder generar más ingresos para su familia ya que por medio de esto ellos podrán seguir invirtiendo en sus cultivos y agrandar poco a poco sus cosechas. Las ganancias son para asegurar el futuro de sus hijos y para seguir invirtiendo en su tierra.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,239,325
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,475 helped Bricelda to buy fertilizer and manure to help maintain her coffee crop.
99% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
May 4, 2013
Listed
May 19, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2014