She has completed one grade of primary school but was unable to continue her schooling because her parents didn't have much money and couldn't help her with her studies. She has worked farming coffee since her childhood and her family continues to do it to this day. This is their only means of obtaining income, since her parents (who taught her to work the land many years ago) have passed away. The land that they farm together was inherited from her parents some time ago. They farm it to cover bills such as food, clothing, education, medicine, etc. The other piece of land that they own was bought, thanks to their own efforts. They ride there (3 kilometers from home) every day.
She is asking for help to buy fertilizer and manure to help maintain her crop so they can have a good harvest that will give them income and help them continue to invest in it. Her goals include being able to grow more plants so that she can get more income for her family. In this way, they will be able to continue investing in their crops and increase their harvest little by little. The profits are to secure a future for her children and to continue investing in her land.
Actualmente solicita ayuda para la compra de fertilizantes, abonos para darle mantenimiento a sus cultivos de café esto para que sea una cosecha sana y provechosa para poder generar ingresos, obtener ganancias y poder seguir invirtiendo en la misma.
Sus metas son poder cultivar más plantas para de esa forma poder generar más ingresos para su familia ya que por medio de esto ellos podrán seguir invirtiendo en sus cultivos y agrandar poco a poco sus cosechas. Las ganancias son para asegurar el futuro de sus hijos y para seguir invirtiendo en su tierra.
More information about this loan
These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.
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