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Angel Norberto
Ángel is 33 years old, single, and has a 10-year-old son. He lives with his son in the city of Gauranda in the province of Bolivar.

He is a member of the Ventanilla los Pinos communal bank, which is formed of 14 members who are from the same community. They work in agriculture and live about 40 minutes from the Pangua Community office.

Ángel is a professional chauffeur, he also plants corn, wheat, and raises pigs and cattle. He is requesting this loan to purchase a taxi cab in the city. With the help of this loan he will be able to purchase (a cab) and be able to work in order to have income to support the well-being of his son.

The challenge he faces is combating poverty. His dream is to have a secure job and improve his economic situation.

In his free time, he likes to play sports, especially ball.
View original language description ↓
Ángel tiene 33 años de edad es soltero tiene un hijo de 10 años de edad vive con el hijo en la ciudad de Gauranda Provincia de Bolívar.
Es integrante de la Ventanilla Los pinos, se encuentra formada por 14 socios que son de la misma comunidad, se dedican a la agricultura queda a 40 minutos de la oficina Comunidad Pangua.
Ángel es chofer profesional, se dedica a la siembra de maíz, trigo, además se dedica a la crianza de cerdos, ganado. Solicita el crédito para comprar un puesto de taxi en el centro. Con la ayuda del crédito podrá comprar y poder trabajar para tener ingresos para el bienestar del hijo.
Los desafíos a los que se enfrenta es combatir la pobreza. El sueño es tener puesto seguro y mejorar la economía.
En el tiempo libre le gusta hacer deporte en especial el boly.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 72
    View loans »
    Ecuador Loans Fundraising
  • $24,616,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Angel Norberto purchase a taxi cab in the city.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 18, 2013
May 19, 2013
Currency Exchange Loss:
May 28, 2014