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The borrower lives in a house of her own, together with her husband and her son, who is four years old. She has been selling fruits and vegetables for two years, which has given her the experience she needs to have her own business. She has a stand at the market closest to her house. She has many customers because she sells at attractive prices. She asks for a loan in order to buy plantains, oranges, potatoes, bananas, onions, tomatoes, and other fruits and vegetables, which she needs in order to make her business grow. This way, she will be able to meet customer demand and this will increase her profits, enabling her to improve her family's standard of living.
View original language description ↓
La clienta vive en casa propia con su esposo y su hijo de 4 años de edad, es comerciante de frutas y verduras desde hace 2 años eso le ha dado la experiencia necesaria para poder tener su negocio vende en el mercado que está cerca de su lugar de residencia tiene mucha clientela pues vende a buen precio sus frutas y verduras, la clienta solicita un préstamo para poder comprar plátanos, naranjas, papas, guineos, cebollas, tomates y todo lo que necesita para acrecentar su negocio y asi tener sus clientes satisfechos cuando la busquen para comprarle sus productos y ella podrá tener mejores ganancias que le ayudaran a darle a sus familia una mejor vida.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 791
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy fruits and vegetables to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 7, 2013
May 19, 2013
Currency Exchange Loss:
Jun 19, 2014