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Wilfredo is 42 years old. He lives with his wife, two daughters, and his mother-in-law. He cultivates corn and beans and has been engaged in farming for twenty-five years, so he has lots of experience in the trade. He is known in the area and already has good customers since he produces the best crops and therefore, markets quality products at affordable prices. In addition, his service is unbeatable. Wifredo is known to be very friendly and he is an enterprising man with a great desire to get ahead. He feels that taking advantage of opportunities will take him one step closer to success. At his last sowing, he didn’t obtain the profits expected and this time he wants to increase production. However, he needs financial support for this and is requesting a loan that will permit him to purchase seeds, organic fertilizer, pesticides, and fertilizer. Wilfredo has references attesting to his high moral character, his responsibility, and good payment record. He is confident that he will be able to pay the debt and at the same time, he will be able to provide his family with a full life.
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Wilfredo de cuarenta y dos años de edad vive junto a su esposa, sus dos hijos y suegra, él se dedica al cultivo de maíz y frijol, tiene 25 años de dedicarse a la agricultura por lo que se ha hecho de mucha experiencia en el rubro, es muy conocido en la zona y ya tiene buena clientela pues obtiene las mejores cosechas, por lo tanto comercia producto de primera calidad y a precios muy accesibles, además el servicio es inigualable, Wilfredo se caracteriza por su gran amabilidad, es un hombre emprendedor con muchas ganas de salir adelante, piensa que aprovechar las oportunidades lo llevaran un paso más adelante del éxito; en la última siembra no obtuvo las ganancias esperadas y esta vez quiere aumentar la producción, pero necesita de un apoyo de capital por eso solicita un crédito que le permita comprar semilla abonos, pesticidas y fertilizante. Wilfredo tiene referencias de tener una moral intachable, responsable y de muy buena paga, confía que podrá responder a la deuda y al mismo tiempo podrá darle a su familia una vida plena

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 845
    View loans »
    El Salvador Loans Fundraising
  • $28,256,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Wilfredo to purchase seeds, organic fertilizers, pesticides, and fertilizer.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 7, 2013
May 19, 2013
Currency Exchange Loss:
May 18, 2014