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Anonymous
The borrower has worked as a farmer for many years, which has given him the ability and knowledge necessary to care for his crops. His main crops are corn and beans. When they are ready, he stores them in the silos shown in the photograph to later sell at the basic grains agencies close to his home. The income he earns from his sales help with his family expenses. He lives with his wife, his son, his parents, and his sister.

He is requesting this loan to purchase agricultural supplies that will help with the planting of his crops such as manure, seeds, and fertilizer. This will allow him to improve his profits and continue helping with the household expenses without limitations.
View original language description ↓
El cliente se dedica a la agricultura desde hace varios años y eso le ha dado la capacidad y el conocimiento necesario para asistir sus cultivos, su principal siembra es el maíz y frijol, cuando sus cultivos ya estan listos los almacena en los graneros que muestra la fotografia para luego salir a comercializarlos a las agencias de granos básicos que están cerca de su lugar de residencia, con las ganancias que obtiene de sus ventas ayuda en los gastos que su familia tiene, vive con su esposa, su hijo, sus padres y una hermana. El cliente esta solicitando un crédito para poder comparar insumos agrícolas que le ayuden en la siembra de sus cultivos como: abonos, semillas, fertilizantes y así poder tener mejores ganancias y seguir ayudando en los gastos de su casa sin ninguna limitación.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 792
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped this borrower to purchase manure, seeds, fertilizer, and other items.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 6, 2013
Listed
May 19, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014